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Life Tips for Personal, Financial and Business Growth

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Pro Investor Ryan Hoggan On Why Even New Investors Should Look To NFTs

The world of investing continues to evolve, and every year seems to introduce new opportunities to earn serious money and build wealth. Besides, disruptive ventures and innovations are known to make investors rich.

As a new investor, you should be careful when choosing which investments to venture into. Some investments or ventures can be susceptible to manipulation and fraudulent schemes. But this is not the case for NFTs.

In this post Ryan Hoggan lends his voice. But first, who is Ryan Hoggan? And why you should listen to him on NFT investments?

Ryan Hoggan is an experienced entrepreneur, venture capital investor and a prominent market player in the blockchain sector.

What are NFTs

NFTs are non-fungible tokens that serve as a unique digital property. They are stored on a blockchain and represent storage of value that can be monetized. NFTs include filtering counterfeits and are backed by authenticity checks and originality receipts.

NFTs include digital works of art or creative products. So, they can be bought or sold on the decentralized blockchain market. Unlike most fungible cryptocurrencies, NFTs have an expansive market with buyers and sellers able to transact on multiple platforms.

Why are NFTs Important to You as a New Investor

Ryan Hoggan believes that NFTs have huge market growth potential due to their connection with cryptos and blockchain. He is confident that the NFT market will soon witness huge investments. Besides, investments in the market increased by 299% YoY to triple the total value in 2020.

A total sum of $250 million was traded in NFTs in 2020, with even some traders reaping huge profits above $100,000. Also, he explained that he felt that CoinGecko’s report on a $550 million market cap was explosive.

After all, Ryan believes that NFTs are worth what any buyer could be paying. He thinks that NFTs could be the next big investment that pay off.

Furthermore, he believes that NFT transactions will gain substantial attraction in the P2P market. What this means is zero stress, cost of brokers, middlemen, or even bankers. It is a seamless transaction between the buyer and the seller.

According to him, NFTs have a bright future ahead of them because they will exist for as long as blockchain exists. And blockchain will continue to exist for as long as we have the internet. Also, there are already big corporations working to build larger market platforms for trading NFTs.

So NFTs are here to stay! Ryan Hoggan believes the NFT market will experience sustained upward growth in the long term.

The debates around NFTs People are beginning to gather increasing interest from the public. So, people are working on learning more about how it works. And NFTs look inciting huge investment payoffs.

Closing Thoughts

No doubt, NFTs are a disruption that is set to establish a new decentralized trade order. Today, digital currencies and investments are moving faster than ever before. And NFTs are penetrating the investment market at a time where they can easily become a force to be reckoned with.

So, just like in real estate investing, there is no better time for investors to position themselves to become market pioneers in a potentially lucrative venture. Ultimately, NFTs could be the game-changer in the fast-evolving digital world of blockchain technology.

 

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How to boost communications within your business

If you are a business owner or entrepreneur, then this article has been written just for you. In any business, regardless of the age of the business (new or established), the size (big or small), or the industry and sector in which it is located, communication is a central and integral component to business success for many reasons, which will be listed below.

Why Communication is Important

  • It can help build morale – if your company can communicate effectively and clearly with all members and people within the organization, it also has the ability to build morale. How? Well, effective communication can help create trust and build faith between a whole range of people. If people and employees can trust you, then it is more likely that they will have increased job satisfaction, which establishes loyalty and can boost morale.
  • Effective communication = efficient and smooth running of a business. Without effective communication, a business is very unlikely to be a successful one. So, if you want your business to run smoothly and efficiently, it is important that you are able to implement a high-quality system of communication so that everyone within the business and organization knows what they are supposed to be doing and how to do it. There are dangers of poor communication in a workplace that must be avoided. For instance, poor communication can lead and result in increased employee turnover, poor customer service, lower shareholder return, lower employee productivity, and greater incidence of injury.
  • Effective communication can also aid leadership and ensure better decision-making.

Evidently, therefore, communication is important to the business. So, now you may be wondering how your business can make sure that its communication is as effective as it can be. If so, continue to read on to learn how your business can boost and enhance its communication.

  • Use business phone systems

One way in which your business can boost and enhance communications is by investing in high-quality business phone systems, such as the ones provided by the trusted Kortek solutions. These business phone systems (VOIP) can help take your business’s communications to the next level by equipping the business with advanced telephony.

  • Ask questions

A simple yet important way to boost communications within your business is by asking questions. Asking questions is important as by doing so, you can solidify your knowledge and understanding of what was said by the other person. If you are unsure about what another person said, simply ask them to repeat what they have said. Alternatively, you could also ask them to rephrase. Also, even if you believe that you have fully understood, asking and rephrasing the question again just to be sure never hurts.

  • Be detailed in emails

Emails are a great mode of communication that are typically utilized by companies on a daily basis to conduct their business. So, another great way to make sure that your communication is good is by being as clear and as detailed as possible when sending out emails to avoid miscommunication.

 

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Weed Legalization in NY: Here’s What to Expect

March 31st was a day of celebration for cannabis advocates as they watched New York Governor Andrew Cuomo sign the Marijuana Regulation and Taxation Act, which legalized marijuana across the state of New York for people 21 and up. The Empire State became the 15th U.S. state to do so. Thus begins a new era of legalized cannabis.

However, many New Yorkers are still a little hazy on which laws have changed, and even on what’s legal and what isn’t. That’s understandable because the state’s recreational cannabis laws aren’t fully developed yet. We still have a long way to go before we know what the final shape of legalization in New York will be, but we can take a few educated guesses. Whether you’re an upstater or a Brooklynite, a lifelong resident or just passing through, we’ve got the need-to-know facts on marijuana legalization in NY. Read on to find out more about the status of legal weed, marijuana bonds for businesses, and more.

What’s Legal Right Now?

In four fast facts, here’s the need-to-know information about the current legal status of cannabis in New York:

  1. Possessing, smoking, eating, or vaping cannabis is legal right now for adults 21 and over in the state of New York. You don’t need a prescription or any other special permission to do so.
  2. People may legally possess and use up to three ounces of marijuana flowers on their person or 24 grams of marijuana concentrates. You can legally store up to five pounds at your home.
  3. You can enjoy cannabis products anywhere you can smoke tobacco. That could include your home or a public sidewalk, but it won’t include cars, schools, hospitals, or other places where you can’t smoke a cigarette.
  4. It’s still not legal to buy or sell marijuana outside of existing medicinal marijuana programs. Buying and selling cannabis products for recreational use won’t become legal until adult-use dispensaries open.

To sum it up: Using and possessing marijuana is now unambiguously legal in New York, but selling it is still technically against the law. Of course, that begs the question: When can we expect legal cannabis sales to kick off in New York?

When Will Adults Use Dispensaries Open?

Short answer: not for a while. Dispensaries won’t be able to open until several months into 2022, at the earliest, to give the state of New York time to fully develop its rules and regulations for these businesses. When dispensary regulations are ready, they’ll come from the New York Office of Cannabis Management, the new agency with the mandate for regulating legal cannabis.

What about people who want to open dispensaries, become marijuana growers, or otherwise join the world of legal cannabis businesses? New York has yet to announce its process for getting a cannabis license. However, if it’s anything like other states’ procedures, it will involve standard elements like an application packet, the payment of fees, a criminal background check, and a marijuana surety bond.

We do know that the state will have a tiered licensing system with separate licenses for different types of businesses like growers and dispensaries. The state will also issue only one license per business, which means (for example) that growers can’t also have dispensary licenses or vice versa. If New York chooses to require marijuana surety bonds, it will be important for businesses to know what a surety bond is and the types of marijuana bonds available so they can obtain the right type.

How Will Medicinal Marijuana Change?

The legalization bill included provisions for expanding New York’s existing medicinal marijuana program. For one thing, medical dispensaries can now sell whole cannabis flowers, which they’ve long been unable to do. Another factor of the MRTA is an expanded list of conditions for which a doctor can prescribe cannabis products—great news for people with any of the dozens of conditions that marijuana may help treat. At their discretion, New York doctors can even prescribe cannabis for conditions that aren’t specifically listed.

The state’s existing marijuana companies that sell medical cannabis and operate dispensaries will have the option of paying a one-time fee to allow them to enter the recreational cannabis market in addition to their existing medical business. These businesses will have an advantage in that they will be the only type of cannabis business able to obtain multiple license types.

Can I Grow Marijuana in My Home?

Eventually, it will be legal for any New Yorker over 21 to grow marijuana in their home for their use, but it’s not legal just yet. Patients with medical prescriptions will be able to begin growing six months after legalization begins, which should be around September 2021. Recreational growers will have to wait longer—18 months after the first dispensary opens, to be precise.

Once growing becomes legal, a person can legally have up to three mature plants and three immature ones at once. If multiple adults live together, their residence can legally have up to 12 plants, six mature and six immature.

How Will Lawmakers Address Racial Justice?

New York lawmakers made it clear that their efforts will include measures to help repair the inequities caused by the disproportionate enforcement of marijuana laws against people of color. Let’s examine how these programs will look. One of the legalization bill’s key components is its allocation of a large portion of cannabis tax revenues to reinvestment in marginalized communities. Lawmakers specified that 40 percent of New York’s revenue from weed sales taxes goes to a social equity fund to bolster infrastructure and jobs in communities of color. Another 40 percent will go to the state’s schools, and the final 20 percent is for drug abuse treatment programs.

Another important provision: At least 50 percent of licenses for adult-use cannabis businesses have to go to social equity applicants—people from communities harmed by cannabis criminalization. That category looks like it will be fairly wide, including people of color, women, people previously convicted of cannabis charges, and farmers.

Do Previous Marijuana Charges Get Expunged?

MRTA automatically expunges certain cannabis offenses from people’s criminal records. This is designed to happen automatically, but it may take up to two years to remove all charges from a person’s record. Talk to an attorney if you’re unsure about how this will affect your criminal record or if you have a charge that should be expunged.

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4 Tips for Finding Clients for Your Real Estate Business

 

As a real estate agent, it’s your job to help people buy and sell properties, and it’s also your job to be a salesperson. In order to make money, you’ll need to come up with clients yourself. However, as simple as it might seem to find clients, the truth is that it can be quite difficult.

There’s plenty of competition out there, and not everyone is receptive to the same marketing strategies. A lot of real estate agents get disheartened when they first start out because they realize it can be rather difficult to find clients. Don’t lose hope, however. Here are some of the best tips for finding clients for your real estate business.

Start With Your Network

 

The best place to start is with what you already have. It helps to reach out to everyone in your network and let them know that you’ve begun working in real estate. Leveraging your network on Facebook or email is a great way to find your very first clients.

 

Talk to the people that you already have in your network, and if they’re not looking to buy a property, they may know someone who is. Don’t be afraid to be vocal about your new real estate endeavor. Most of the time, people are more than willing to help you get started off on the right foot.

 

Send Out Marketing Materials

 

Although there is something to be said for the effectiveness of social media marketing and email marketing, there is still great value in traditional snail mail marketing methods like sending out postcards. Rather than sending out marketing materials to strangers, focus on interested leads and people in your network. Although it may seem like it’s worth your time marketing to strangers, the truth is that it may be a waste of your resources. You’re better off getting a list of qualified leads to market to so that you aren’t wasting your time or theirs.

 

Optimize Your Website

 

In today’s real estate world, one of the first things that people do when they’re looking for a real estate agent is to perform a Google search. Ideally, you want your name to come up as one of the 1st results in your area. You can do this by optimizing your website through SEO techniques. Make sure that you’re using the right keywords, and offer quality material that shows Google you’re a qualified choice.

 

If you can manage to make Google your friend, a huge portion of your clients will come from the internet.

 

Online Groups

 

Networking in person is a great tool, and so is online networking. Platforms like Facebook often have real estate groups full of people looking to connect with real estate agents. It helps to be as active as possible in the group and offer any advice when you can. The more credibility you can give yourself, the more that people will be likely to hire you for your services.

 

By applying these methods and staying persistent, you should become a pro at finding real estate clients in no time!

 

 

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3 Ways To Stay Warm If Your Furnace Goes Out In The Winter

Although winter is still a ways away, it’s never too early to start planning and preparing for extreme winter weather. In some climates, winter weather often means power outages due to snow, ice, or wind. And when this happens, you may find that your home is without heat.

Another reason you might be worried about staying warm in the winter could be if your furnace goes out. So if this situation takes place and you have to make due before repairs can be made, here are three ways you can stay warm if your furnace goes out in the winter.

Get Cooking

Just because your furnace has gone out doesn’t mean that all of the other power to your house will be affected. Because of this, you can use other heat sources to get a little warmth into your home.

One great way to do this, according to Rachel Brougham, a contributor to the Family Handyman, is to do some cooking in the kitchen. By using your oven or stove, you can get some radiant heat into your home. And then, once whatever it is you’re baking is done, you can leave the oven door open so that the heat from the oven escapes into the rest of your home rather than just sitting in the oven.

Stay In A Smaller Space

When your furnace is working well, your whole house is able to get the heat it needs. But when you can’t have this heat pumped throughout your house, it’s going to be much easier for you to just worry about keeping a smaller space warm.

To do this, Beth Skwarecki, a contributor to LifeHacker.com, recommends that you close off all the rooms in the house that you’re not congregating in. Then, try to keep everyone in the same room so that their body heat will make that room warmer. And, if you have a space heater or other heat source, that smaller space will heat up much quicker, too.

Dress For The Weather Outside

To help you be prepared for if and when the temperature in your home does drop after your furnace goes out, John Kennedy, a contributor to Popular Science, shares that you should start dressing in layers as if you were to be outside.

By dressing for the weather outside when you’re inside, you will ensure that your body will stay as warm as possible. This should include wearing a hat, gloves, and warm socks. Just make sure you wear something that wicks away moisture on the layer closest to your body so you don’t get sweaty and cool off.

If your furnace goes out in winter and you have to find a way to stay warm until you can get it fixed, consider using the tips mentioned above to help you find out how you can best do this.