Business Tips

It is now common knowledge that the COVID-19 crisis immediately changed the way people work, as most who went to an office five days a week now work from home. The transition from cubicle to living could be quite difficult, especially for those quarantining with family while also attending zoom meetings and virtual appointments.

If they hadn’t already, businesses had to adopt flexible policies into their day-to-day in order to keep themselves afloat.

F.H. Cann and Associates Inc., a leading customer service and call center corporation, is a prime example of a company that mastered the work-from-home transition. Already notable because of their holistic business model and extensive employee advocacy policies, F.H. Cann and Associates Inc., opens up about what exactly they learned during these unprecedented times.

Keep clear goals in mind

F.H. Cann and Associates Inc., prides themselves in always putting their customer first – and they should. From the start, FHC’s goal is meeting (and exceeding) customer needs.

Pandemic complications aside, FHC has continued to work towards this goal. They offer customized care solutions to their clients to meet their needs and routine analytics reporting to ensure things are running smoothly. Furthermore, FHC trains every employee thoroughly to ensure that no matter who the customer is or what their needs are, they will be helped.

Having a clear goal in mind has helped keep employees focused and motivated to get the job done, even if they’re doing it from their couch.

Have a fail-proof infrastructure

F.H. Cann and Associates Inc., has always prioritized its technological infrastructure, and it has definitely paid off. Since the customer is always their first priority, FHC has gone great lengths to ensure all consumer data is protected.

Their in-house Information Security Program that meets all the requirements of the Federal Information Security Management Act and all of their networks are audited to ensure optimal safety. By having this layer of protection over their employees and clients alike, FHC can ensure customers can get the help they need no matter where in the world they are.

Keep employees happy

Even before the work-from-home transition, F.H. Cann and Associates Inc., prioritize their employees to ensure they felt cared for. That being said, every employee undergoes a robust training program to keep them on their toes.

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They are trained on everything from state and federal laws down to dealing with every type of customer and circumstance. According to its website, “FHC recognizes its staff regularly for outstanding performance, leadership, and administrative services with contests, monthly recap meetings, and employee appreciation events.”

FHC also offers competitive wages, comprehensive dental and medical care, 401(k), and other benefit programs that can help provide the necessary financial security for any parent who is working from home. FHC has been awarded as the winner for Best Places to Work in Collections 5 years in a row.

Since 1999, FHC has been providing clients with contact centers, financial recovery, loan servicing, and business process outsourcing (BPO) solutions. They take a holistic approach to their clients, FHC is committed to delivering productive, professional, and secure services to both their accounts and employees. The Daily Blaze called FHC “a leading provider of customer service, call center, and revenue recovery solutions, and knows exactly how crucial customer-centricity is for success.”

 

Just receive the keys to your new home and are planning the big move?  If you have ever done a move before, you will know that moving house can be a stressful experience.  Besides getting ready the necessary items for packing, doing the packing itself, finding a moving company that is reliable and one that you can trust to move your possessions can be daunting.  There are many moving services available and finding the right one at a reasonable price is no easy feat.

Hiring professional and experienced movers gives you the peace of mind knowing that your possessions will be perfectly safe.  Scroll ahead for some tips on how to choose the best moving company that fits your moving needs:-

Do You Need Short Distance Or Long Distance Movers?

The first step is to determine if you are moving within the city or cross country?  If you are moving short distances then you will need local movers. Long-distance moves will, of course, cost more because of more fuel use.

What Are The Things You Are Moving?

Take a look around your home and take note of the number of household items that you are taking with you.  You have to decide what is going with you to your new home, which is not, and donate them.  Would you be needing special handling services?

Referrals

Where to find movers?  Ask around and get referrals from your family or friends. They may have used the movers before and getting recommendations from people you trust can help you to narrow down your choices.  This is a simple and effective way to find moving companies.

If you do not have any referrals, well don’t worry. The process of searching for reliable moving companies, comparing quotes, and choosing the moving company that is right for you is not very straightforward. In order to help simplify your move, an online shipping marketplace platform like Shiply can help to connect you with a list of reliable and rated moving companies that can help you move your belongings safely.  All you have to do is fill up the online form with the required information.  You will receive personalized quotes sent to your mailbox. Shiply offers you one place to compare quotes and services.

Research

Once you have narrowed down the shipping companies, it is time to check them.  A little research goes a long way.  Read up reviews or ratings of the moving companies to make sure that they are reputable.

Cost of Moving

The cost of moving is determined by several factors like the size of your home, the weight of the shipment, the floor on which the apartments for rent in aurora il is located if you are moving out of your apartment and the distance of the relocation. The final moving cost will also be impacted by additional moving expenses that you may require such as packing services and insurance. When all the above factors are taken into account, the cost to move your home can easily be estimated.

One of the most integral processes involved in running a business is bookkeeping, and it’s a wonder how many businesses fail to prioritise it and end up having to deal with financial problems later on. Aside from the fact that you are obligated under UK law to record and maintain the most accurate financial records, bookkeeping is necessary for you to make more informed decisions and facilitate your business’ growth. If you would like your enterprise to get ahead of the game and become more robust, you need to pay attention to your bookkeeping process. Here’s what you should know about the top three benefits of the right bookkeeping process for your business.

• You can budget more easily

Budgeting is tricky, and any business owner knows this from the get-go. When you have a proper budget, then you will have a better and clearer idea of what you should be spending on and what you should do to save. If your business income, as well as expenses, are organised properly, then you will have an easier time reviewing your financial profits and resources. With a proper budget, you will have a better road map for your enterprise, and you can easily plan for expenses for the future and know where your money will be coming from as well.

• Preparation for taxes

Everyone has to settle taxes, and there are no ifs or buts about it. And although we all know that we have to do it every year, we still end up scrambling and scrounging through paperwork to get the financial info we need. If you want the process of filing your business taxes to be more efficient, you should have proper bookkeeping so you can have all the info you need at your fingertips come tax time. You can have one single system where all your financial records and statements are kept, and when it’s time to fix your tax returns – both as a business and as an individual – then you can be more organised and even avoid fees and fines due to errors or misplaced data. You can also seek help from expert bookkeeping services, so you don’t have to worry about your records; they can do it all for you.

• Better organisation for your business

It can be difficult to be as organised as possible when you are running a business, but it is a necessity, nevertheless. With proper bookkeeping procedures, you can have whatever financial information you need right away. As a business owner, you have more than a few parties and authorities interested in your financial records, from HMRC to employees, investors, lenders, and even customers. If you can provide them with the information they request, this goes a long way for continued smooth operations. If you cannot readily provide financial records to HMRC, you could face fines and penalties. If you cannot provide financial records to lenders or investors, this could mean a loan refusal, resulting in less cash flow. In its essence, bookkeeping is the proper organisation of your financial data and information – and if your records are well-organised, you can more easily provide information to whoever asks for it, and, more importantly, know how your business is faring and what its future prospects really are.

One of the things investors love the most about real estate investing is its typical stability. Real estate is considered a very safe investing option, because it remains stable, and over time, typically always grows in value.

But when there’s a real estate downturn, some investors might feel rattled. Jacques Poujade, a real estate investing expert with decades of experience in the industry, has seen his share of ups and downs when it comes to investing.

We caught up with Poujade to talk about his experience, and how to survive (and thrive) in a real estate downturn.

Jacques, tell us about the work you do now.

I’m a managing partner at LendPlus, a real estate brokerage and financing firm that is based in California. Our goal is to help borrowers finance their dream home, without typical barriers that come with lending.

My personal belief is that everyone deserves to achieve their version of the American Dream, but this system isn’t built for accessibility. You need people on your side to help you get there.

How did you get to where you are today?

In school I studied commerce, and I got my Bachelors degree from Concordia University. I then earned my Masters in Finance from McGill University. After that, I jumped into the world of finance, and my first position was a supervisory role at Coopers & Lybrand.

After that, I moved around to different roles at other firms and businesses, such as the First National Bank of Boston and Zimcor Group.

What happens in a real estate downturn?

There are a few things that can happen in a real estate downturn, or a when there’s a recession in the market. First of all, home prices tend to fall, as do mortgage rates, because less people are actually buying homes.

The rental industry can also be heavily impacted, as renters are more likely to be hurt by unemployment trends, and likely have less savings to fall back on. So, whether you’re looking to sell a property, buy a property, or you own investment properties, a downturn can definitely impact you.

What’s one thing to keep in mind to survive in a downturn?

Ride it out. The best thing you can do if you’re feeling the impact of a downturn is wait. If you sell during a downturn, you’re going to earn less than you would otherwise.

Of course, sometimes this is the only option for someone who needs the capital, and that’s okay too. The point of having investments and diverse assets is financial security.

How can someone thrive in a downturn?

If you’re able to, downturns are an excellent time to expand your portfolio, because of the low price of properties, and the low mortgage rates. Those mortgage rates alone could save you thousands and thousands of dollars in the long run. If you’re in a position to strike during the downturn, the iron is definitely hot.

For the latest news about trends in the world of real estate, check out: https://jacquespoujade.wordpress.com/

 

There are infinite ways to approach the concept of digital marketing. And regardless of your industry, you have to figure out which of those ways gives you the best return on your investment. You’re always aiming for the most significant net present value of any project, and that is especially true when it comes to promotions and advertising. So one of the ways that you can approach your next advertising push is to market to your client’s sense of time.

There are a few ways you can do this. You can tell them that I’m benefits of proper shipping as your company does it. You can convert them into your sales funnel in a way that suggests immediacy is valuable. Or, you can figure out their cultural background. Instead of applying your sense of time to them, you can adjust your advertising and promotions to mix with what fits them and their demographic, especially if they come from a different background than you.

Benefits of Proper Shipping

One of the big time wasters in any operation comes from shipping. If you concentrate on freight loading and unloading, you can benefit from more efficient turn-around times to your clients. If you’re trying to sell your product or service as competitively advantageous, then tight shipping times are enormous. All other things being equal, if you can get what you are selling to your client quicker, that means you get paid faster, and that means your client is happier because they have their resources on hand sooner.

The Immediacy of the Sales Funnel

Once you’ve established your sales funnel, there are many different ways to Institute it up and down your management chain of command. If you specifically look to improve your sense of immediacy in the funnel, that bodes well for converting clients from one stage to the next. There are a few different ways to use time in this regard. One of the easiest ones is to mention that a certain deal will only be available for a specific time. That will trigger a potential client’s sense of needing to make a decision sooner rather than later.

Respecting Different Cultures

Different cultures have different values when it comes to time. For example, Americans tend to be obsessive about being on time. If you know you are selling to someone who is part of the American culture, make that part of your marketing plan. However, people in certain European countries are much more apt to want to feel relaxed about deadlines. If you know that there is this discrepancy in advance, you can shift your marketing plan to create much more flexible time schedules, and that will create a better bond between you and your client.